An independent, authoritative resource for businesses and consumers navigating the debt collection industry.
CollectionAgencies.com exists to provide clear, accurate, and comprehensive information about the debt collection industry. We serve two distinct audiences:
Business owners and accounts receivable professionals looking to hire a collection agency, compare fee structures, understand industry practices, and make informed decisions about their debt recovery strategy.
Individuals who have been contacted by a debt collector and need to understand their rights under federal and state law, learn how to dispute a debt, or file a complaint against a collector who has violated the law.
Every article on this site is built on primary sources: the Fair Debt Collection Practices Act (FDCPA), Consumer Financial Protection Bureau (CFPB) guidance, Federal Trade Commission (FTC) enforcement actions, and state regulatory filings. We cite our sources so you can verify every claim.
Debt collection laws vary significantly from state to state. We maintain detailed profiles for all 50 states plus the District of Columbia, covering licensing requirements, statute of limitations, and state-specific consumer protections beyond the federal baseline.
Our free tools, including the collection agency fee estimator, help businesses get quick estimates of what professional debt recovery will cost based on their specific situation.
CollectionAgencies.com is an independent informational resource. We do not operate a collection agency, sell collection services, or accept payment from collection agencies in exchange for favorable coverage or placement. Our content is researched and written in-house against publicly available regulatory sources and verified industry data.
We believe both businesses and consumers deserve access to accurate, unbiased information about the debt collection process. Our goal is to help every visitor make better-informed decisions, whether they are placing accounts for collection or responding to a collector.
Every article on this site is researched and written against primary regulatory sources — the FDCPA, CFPB guidance, FTC enforcement actions, and state statutes. We focus on accuracy, clarity, and actionable information for both businesses and consumers.
How we research and verify contentFor content corrections, privacy requests, or questions about a listing, email us at contact@collectionagencies.com. We read every message and respond to legitimate requests.